Attention homeowners: Real estate appraisal services for in Indio and Riverside County

Here are the top seven reasons CA homeowners need Assured Appraisals:

Find the right listing price (whether they're selling the home on their own or using a real estate agent)
Challenge a property tax assessment
Remove PMI to lower a monthly mortgage payment
Reinstate your Home Equity Line of Credit (or HELOC)
Verify a different appraiser's report
If property needs to be divided because of a divorce
To settle an estate in CA by determining the true market value of real estate in question

Own a home in or near Indio, CA and need help determining the value of it?
Contact Assured Appraisals.

At Assured Appraisals, we understand the special needs of a homeowner in need of appraisal services. Our regular business clients get the appraisal process and the standard reporting formats. But as a consumer,you'll receive extra guidance and explanations through the appraisal process to more clearly understand what we do and how we report the results of our analysis.

For Sale By Owner (FSBO)/Pre-Listing Services

It's very hard to be objective about your own house because you probably have an emotional attachment to it. Our professional appraisers at Assured Appraisals are objective. We won't just tell you what you want to hear, we'll tell you what you need to know. In addition to helping you set a realistic selling price so your home will attract many interested buyers, a professional appraisal is a crucial negotiating tool once you have a potential buyer. It's something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much your house is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value estimation than yours.

Appraisals to remove PMI

A popular way to cut expenses for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Once your mortgage loan is below 80% of the value of your property, in most cases you can apply to the lender to have the PMI canceled from your loan, which will make your monthly payments go down. At Assured Appraisals, we're experienced in helping clients just like you rid themselves of unwanted PMI insurance.

Challenge property tax assessments

Lets say you live in an area that is going down -- your local tax assessor may have your home overvalued. This only means you're most likely paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Assured Appraisals is your number one weapon when challenging your property tax assessment.

Recently got a freeze your HELOC?

If your house is in a declining area, your lender may just decide to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. This can this be inconvenient from a cash flow standpoint, and negative on your credit score since it may appear as though that credit line is maxed out. Assured Appraisals can provide you with a professional appraisal to help you reinstate your HELOC.

Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the expense and delay of waiting for a whole new appraisal? Or do you need a professional to double-check your appraisal for verity? Assured Appraisals offers field reviews where we'll go out and check the subject and comps in question. Or, if you're in a rush, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

We can also provide a retrospective review of any appraisal report you may have in your possession. Even though this is typically requested by banks, you may wish to exploit this service if you suspect mortgage fraud related to your house.